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Schuylkill Community Action - Mortgage Foreclosure Diversion Program

225 North Centre Street, Pottsville, PA 17901

Eligibility

Must be a resident of Schuylkill County. Owner-occupied residential property. Homeowner must be facing mortgage foreclosure action and have received appropriate court notice. Must have a defaulted or delinquent mortgage. Must be willing to engage in counseling and negotiation through the foreclosure diversion process.

Hours

Monday through Friday, 8:00am to 4:00pm

Languages

Spanish

Application process

Call to schedule a counseling session

Fees

Call for details

Service area

Schuylkill, PA

Description

Assists homeowners facing foreclosure. Provides early court intervention for owner-occupied residential mortgage cases, helping homeowners explore options to retain their properties or, if necessary, allow lenders to proceed to Sheriff Sale. SCA counselors provide skilled support and representation, assisting homeowners in negotiating repayment terms, loan modifications, and other solutions to resolve mortgage defaults. In partnership with the Court of Common Pleas – 21st Judicial District and the Schuylkill County Bar Association.

Providing organization

Schuylkill Community Action

Dedicated to reducing poverty and promoting self-sufficiency for individuals and families in Schuylkill County. SCA offers a wide range of programs and services, including housing counseling, home repair and weatherization assistance, food distribution through the Schuylkill Food Network, financial literacy education, and case management. By connecting people with resources, education, and advocacy, SCA works to strengthen communities and help residents achieve long-term stability and independence.