Schuylkill Community Action - Homeowners Emergency Mortgage Assistance Program (HEMAP)

225 North Centre Street, Pottsville, PA 17901

Eligibility

Must be a Schuylkill County homeowner and a Pennsylvania resident. Own and occupy the property facing foreclosure. Experiencing a temporary financial hardship due to circumstances beyond their control (e.g., job loss, medical issues). Demonstrate a reasonable ability to resume full mortgage payments within 36 months. Initiate the application process by scheduling a face-to-face meeting with a PHFA-approved counseling agency within 33 days of receiving an Act 91 Notice.

Hours

Monday through Friday, 8:00am to 4:00pm

(570) 622-1995

Voice

(570) 622-1995

Voice

(570) 622-4339

Fax

https://schuylkillcommunityaction.com/services/mortgage/

[email protected]

Languages

Spanish

Application process

Schedule a counseling session

Fees

Call for information

Service area

Schuylkill, PA

Description

Assists homeowners in Schuylkill County facing foreclosure due to temporary financial hardship. As a certified housing counseling agency by the Pennsylvania Housing Finance Agency (PHFA), SCA helps homeowners who have received an Act 91 Notice (Notice of Intent to Foreclose) apply for emergency mortgage assistance. This program provides financial support to help homeowners resume mortgage payments and avoid foreclosure.

What's Here

Foreclosure Prevention Loan Modification/Refinancing Programs Mortgage Payment Assistance

Providing organization

Schuylkill Community Action

Dedicated to reducing poverty and promoting self-sufficiency for individuals and families in Schuylkill County. SCA offers a wide range of programs and services, including housing counseling, home repair and weatherization assistance, food distribution through the Schuylkill Food Network, financial literacy education, and case management. By connecting people with resources, education, and advocacy, SCA works to strengthen communities and help residents achieve long-term stability and independence.